Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Aliganj branch in Jamui, Aliganj, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Jamui or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0003236. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Aliganj, Jamui
The table below shows the main details of the IFSC Code UCBA0003236 for the Uco Bank branch in Jamui, which falls under the Aliganj district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003236 |
| Branch | Aliganj |
| City | Jamui |
| District | Aliganj |
| State | Bihar |
| Address | Bounsi Road Po Mirjanhat Aliganj Bhagalpur ,Bhagalpur ,Bihar Pin 812005 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Jamui for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003236 for the Aliganj branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Aliganj, Jamui, Bihar, are given a unique IFSC like UCBA0003236 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jamui.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jamui and Aliganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Aliganj goes to the correct branch. This is important because Uco Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0003236
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Aliganj in Jamui.
For example, the IFSC Code UCBA0003236 of Uco Bank for the Aliganj branch includes these elements, identifying the bank and the branch location in Jamui and Bihar accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0003236 of Uco Bank for its Aliganj branch located in Jamui, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Jamui and Aliganj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Aliganj or Jamui to get the exact IFSC Code UCBA0003236.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Jamui, you'll get the correct details.
How to Use IFSC Code UCBA0003236 for Online Transfers?
If you have the IFSC Code UCBA0003236 for the Aliganj branch of Uco Bank in Jamui, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003236. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003236.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Aliganj in Jamui, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Aliganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jamui manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Aliganj Jamui branch is UCBA0003236.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bounsi Road Po Mirjanhat Aliganj Bhagalpur ,Bhagalpur ,Bihar Pin 812005.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
