The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Looksan branch in Jalpaiguri, Jalpaiguri, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0001620. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Looksan, Jalpaiguri
Below in the table are the key details related to IFSC Code UCBA0001620 of Uco Bank for its branch located in Jalpaiguri, within the district of Jalpaiguri in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001620 |
| Branch | Looksan |
| City | Jalpaiguri |
| District | Jalpaiguri |
| State | West Bengal |
| Address | Looksan More N H Road, Looksan Bazar, Po Carron, Ps Nagrakata, Dt Jalpaiguri ,Jalpaiguri ,West Bengal Pin 735205 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Jalpaiguri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001620 for the Looksan branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Looksan, Jalpaiguri, West Bengal, is provided a unique IFSC like UCBA0001620 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Jalpaiguri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jalpaiguri and Jalpaiguri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Looksan do not get misguided to another person.
Format of the IFSC Code UCBA0001620
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Looksan in Jalpaiguri.
For example, the IFSC Code UCBA0001620 of Uco Bank for the Looksan branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001620 of Uco Bank for its Looksan branch located in Jalpaiguri, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Jalpaiguri and Jalpaiguri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Looksan or Jalpaiguri to find the exact IFSC Code UCBA0001620.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Jalpaiguri will provide accurate information.
How to Use IFSC Code UCBA0001620 for Online Transfers?
Once you have the IFSC Code UCBA0001620 for the Looksan branch of Uco Bank in Jalpaiguri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001620. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001620.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Looksan in Jalpaiguri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Looksan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001620.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Looksan More N H Road, Looksan Bazar, Po Carron, Ps Nagrakata, Dt Jalpaiguri ,Jalpaiguri ,West Bengal Pin 735205 located in Jalpaiguri, Jalpaiguri, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.