The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Fuleswar branch in Howrah, Howrah, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0001063. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Fuleswar, Howrah
The table below shows the main details of the IFSC Code UCBA0001063 for the Uco Bank branch in Howrah, which falls under the Howrah district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001063 |
| Branch | Fuleswar |
| City | Howrah |
| District | Howrah |
| State | West Bengal |
| Address | Vill Baikunthapur, P.O Sijberia Dist. Howrah ,Haora ,West Bengal Pin 711831 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Howrah for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001063 for the Fuleswar branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Fuleswar, Howrah, West Bengal, are allotted a unique IFSC like UCBA0001063 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Howrah.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Howrah and Howrah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Fuleswar reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code UCBA0001063
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Fuleswar in Howrah.
For example, the IFSC Code UCBA0001063 of Uco Bank for the Fuleswar branch has these elements, identifying the bank and the branch location in Howrah and West Bengal correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001063 of Uco Bank for its Fuleswar branch located in Howrah, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Howrah and Howrah, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Fuleswar or Howrah to get the exact IFSC Code UCBA0001063.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Howrah, you'll get the correct details.
How to Use IFSC Code UCBA0001063 for Online Transfers?
Once you have the IFSC Code UCBA0001063 for the Fuleswar branch of Uco Bank in Howrah, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001063. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001063.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Fuleswar in Howrah may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Fuleswar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Howrah manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Fuleswar Howrah branch is UCBA0001063.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Baikunthapur, P.O Sijberia Dist. Howrah ,Haora ,West Bengal Pin 711831.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.