The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Dasuya branch in Hoshiarpur, Dasuya, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UCBA0002307. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Dasuya, Hoshiarpur
Here are the key points that are associated with the IFSC Code UCBA0002307 of Uco Bank for its branch located in Hoshiarpur, within the district of Dasuya in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002307 |
| Branch | Dasuya |
| City | Hoshiarpur |
| District | Dasuya |
| State | Punjab |
| Address | Opp.Railway Station G.T.Road Dasuya,Distt.Hoshiarpur, Hoshiarpur ,Punjab Pin 144205 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Hoshiarpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002307 for the Dasuya branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Dasuya, Hoshiarpur, Punjab, is provided with a unique IFSC like UCBA0002307 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Hoshiarpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Hoshiarpur and Dasuya.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Dasuya do not get mixed with another location.
Format of the IFSC Code UCBA0002307
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dasuya in Hoshiarpur.
For example, the IFSC Code UCBA0002307 of Uco Bank for the Dasuya branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0002307 of Uco Bank for its Dasuya branch located in Hoshiarpur, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Hoshiarpur and Dasuya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Dasuya or Hoshiarpur to find the exact IFSC Code UCBA0002307.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Hoshiarpur will provide accurate information.
How to Use IFSC Code UCBA0002307 for Online Transfers?
Once you have the IFSC Code UCBA0002307 for the Dasuya branch of Uco Bank in Hoshiarpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002307. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002307.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Dasuya in Hoshiarpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Dasuya, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hoshiarpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002307.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp.Railway Station G.T.Road Dasuya,Distt.Hoshiarpur, Hoshiarpur ,Punjab Pin 144205 located in Hoshiarpur, Dasuya, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
