The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Roorkee Ramnagar branch in Haridwar, Roorkee, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UCBA0002260. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Roorkee Ramnagar, Haridwar
Below in the table are the key details related to IFSC Code UCBA0002260 of Uco Bank for its branch located in Haridwar, within the district of Roorkee in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002260 |
| Branch | Roorkee Ramnagar |
| City | Haridwar |
| District | Roorkee |
| State | Uttarakhand |
| Address | 7, Yadav Puri Opp. Bsnl Office, Dehradun Road Near Vaishali Mandapam Ram Nagar, Roorkee ,Haridwar ,Uttarakhand Pin 247667 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Haridwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002260 for the Roorkee Ramnagar branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Roorkee Ramnagar, Haridwar, Uttarakhand, is provided a unique IFSC like UCBA0002260 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Haridwar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Haridwar and Roorkee.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Roorkee Ramnagar do not get misguided to another person.
Format of the IFSC Code UCBA0002260
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Roorkee Ramnagar in Haridwar.
For example, the IFSC Code UCBA0002260 of Uco Bank for the Roorkee Ramnagar branch has these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002260 of Uco Bank for its Roorkee Ramnagar branch located in Haridwar, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Haridwar and Roorkee, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Roorkee Ramnagar or Haridwar to get the exact IFSC Code UCBA0002260.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Haridwar, then it will provide you proper information.
How to Use IFSC Code UCBA0002260 for Online Transfers?
Once you have the IFSC Code UCBA0002260 for the Roorkee Ramnagar branch of Uco Bank in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002260. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002260.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Roorkee Ramnagar in Haridwar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Roorkee Ramnagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Haridwar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002260.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 7, Yadav Puri Opp. Bsnl Office, Dehradun Road Near Vaishali Mandapam Ram Nagar, Roorkee ,Haridwar ,Uttarakhand Pin 247667 located in Haridwar, Roorkee, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.