The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Rangas branch in Hamirpur, Rangas, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Hamirpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0001184. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Rangas, Hamirpur

The table below shows the main details of the IFSC Code UCBA0001184 for the Uco Bank branch in Hamirpur, which falls under the Rangas district in Himachal Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001184
Branch Rangas
City Hamirpur
District Rangas
State Himachal Pradesh
Address Uco Bank,Rangas Vill Po Rangas, Teh. Nadaun Distt. Hamirpur ,Hamirpur ,Himachal Pradesh Pin 177048

These details helps users in online banking and for businesses and individuals who use Uco Bank in Hamirpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001184 for the Rangas branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0001184 is given to every bank branch, including Uco Bank located in Rangas, Hamirpur, Himachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Hamirpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hamirpur and Rangas.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Rangas doesn't end up at another location.

Format of the IFSC Code UCBA0001184

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rangas in Hamirpur.

For example, the IFSC Code UCBA0001184 of Uco Bank for the Rangas branch includes these elements, identifying the bank and the branch location in Hamirpur and Himachal Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001184 of Uco Bank for its Rangas branch located in Hamirpur, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Hamirpur and Rangas, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Rangas or Hamirpur to get the exact IFSC Code UCBA0001184.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Hamirpur, you'll get the correct details.

How to Use IFSC Code UCBA0001184 for Online Transfers?

Once you have the IFSC Code UCBA0001184 for the Rangas branch of Uco Bank in Hamirpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0001184. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001184.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Rangas in Hamirpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Rangas, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hamirpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Rangas, Hamirpur?

The IFSC Code is UCBA0001184.

Is the IFSC Code UCBA0001184 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Rangas?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rangas branch?

The address of the branch is Uco Bank,Rangas Vill Po Rangas, Teh. Nadaun Distt. Hamirpur ,Hamirpur ,Himachal Pradesh Pin 177048 located in Hamirpur, Rangas, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.