Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Krishnapur branch in Hailakandi, Lala, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Hailakandi or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0001675. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Krishnapur, Hailakandi

Here are some of the key details that come with the IFSC Code UCBA0001675 of Uco Bank for its branch located in Hailakandi, within the district of Lala in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001675
Branch Krishnapur
City Hailakandi
District Lala
State Assam
Address Krishnapur P.O. Rongpur South Dist. Hailakandi ,Hailakandi ,Assam Pin 788163

These details helps users in online banking and for businesses and individuals who use Uco Bank in Hailakandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001675 for the Krishnapur branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Krishnapur, Hailakandi, Assam, is provided with a unique IFSC like UCBA0001675 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Hailakandi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hailakandi and Lala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Krishnapur do not get mixed with another location.

Format of the IFSC Code UCBA0001675

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Krishnapur in Hailakandi.

For example, the IFSC Code UCBA0001675 of Uco Bank for the Krishnapur branch includes these elements, identifying the bank and the branch location in Hailakandi and Assam accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001675 of Uco Bank for its Krishnapur branch located in Hailakandi, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Hailakandi and Lala, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Krishnapur or Hailakandi to get the exact IFSC Code UCBA0001675.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Hailakandi, you'll get the correct details.

How to Use IFSC Code UCBA0001675 for Online Transfers?

If you have the IFSC Code UCBA0001675 for the Krishnapur branch of Uco Bank in Hailakandi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001675. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001675.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Krishnapur in Hailakandi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Krishnapur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hailakandi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Krishnapur, Hailakandi?

The IFSC Code is UCBA0001675.

Is the IFSC Code UCBA0001675 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Krishnapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Krishnapur branch?

The address of the branch is Krishnapur P.O. Rongpur South Dist. Hailakandi ,Hailakandi ,Assam Pin 788163 located in Hailakandi, Lala, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.