The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Pataudi branch in Gurgaon, Pataudi, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UCBA0002428. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Pataudi, Gurgaon

Here are the key points that are associated with the IFSC Code UCBA0002428 of Uco Bank for its branch located in Gurgaon, within the district of Pataudi in the state of Haryana.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002428
Branch Pataudi
City Gurgaon
District Pataudi
State Haryana
Address Hailey Mandi Road, Pataudi Distt.Gurgaon ,Gurugram ,Haryana Pin 122503

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Gurgaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002428 for the Pataudi branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Pataudi, Gurgaon, Haryana, are allotted a unique IFSC like UCBA0002428 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gurgaon and Pataudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Pataudi reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code UCBA0002428

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pataudi in Gurgaon.

For example, the IFSC Code UCBA0002428 of Uco Bank for the Pataudi branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002428 of Uco Bank for its Pataudi branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Gurgaon and Pataudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Pataudi or Gurgaon to get the exact IFSC Code UCBA0002428.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Gurgaon that will provide accurate information.

How to Use IFSC Code UCBA0002428 for Online Transfers?

Once you have the IFSC Code UCBA0002428 for the Pataudi branch of Uco Bank in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002428. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002428.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Pataudi in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Pataudi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Pataudi, Gurgaon?

The IFSC Code is UCBA0002428.

Is the IFSC Code UCBA0002428 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Pataudi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pataudi branch?

The address of the branch is Hailey Mandi Road, Pataudi Distt.Gurgaon ,Gurugram ,Haryana Pin 122503 located in Gurgaon, Pataudi, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.