The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Golaghat branch in Golaghat, Golaghat, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Golaghat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002441. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Golaghat, Golaghat
The table below shows the main details of the IFSC Code UCBA0002441 for the Uco Bank branch in Golaghat, which falls under the Golaghat district in Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002441 |
| Branch | Golaghat |
| City | Golaghat |
| District | Golaghat |
| State | Assam |
| Address | Bagicha Ali, Near Hanuman Mandir, Po Golaghat, Dist Golaghat, Golaghat ,Assam Pin 785621 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Golaghat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002441 for the Golaghat branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Golaghat, Golaghat, Assam, are given a unique IFSC like UCBA0002441 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Golaghat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Golaghat and Golaghat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Golaghat goes to the correct branch. This is important because Uco Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0002441
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Golaghat in Golaghat.
For example, the IFSC Code UCBA0002441 of Uco Bank for the Golaghat branch has these elements, identifying the bank and the branch location in Golaghat and Assam correctly.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002441 of Uco Bank for its Golaghat branch located in Golaghat, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Golaghat and Golaghat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Golaghat or Golaghat to get the exact IFSC Code UCBA0002441.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Golaghat, then it will provide you proper information.
How to Use IFSC Code UCBA0002441 for Online Transfers?
Once you have the IFSC Code UCBA0002441 for the Golaghat branch of Uco Bank in Golaghat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002441. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002441.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Golaghat in Golaghat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Golaghat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Golaghat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002441.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bagicha Ali, Near Hanuman Mandir, Po Golaghat, Dist Golaghat, Golaghat ,Assam Pin 785621 located in Golaghat, Golaghat, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.