The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Bodh Gaya branch in Gaya, Bodh Gaya, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Gaya or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0002535. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Bodh Gaya, Gaya
Below in the table are the key details related to IFSC Code UCBA0002535 of Uco Bank for its branch located in Gaya, within the district of Bodh Gaya in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002535 |
| Branch | Bodh Gaya |
| City | Gaya |
| District | Bodh Gaya |
| State | Bihar |
| Address | C O Anukul Guest House,New Temple Marg,Near Hotel Sujata Bodhgaya,Gaya, Gaya ,Bihar Pin 824231 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Gaya for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002535 for the Bodh Gaya branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Bodh Gaya, Gaya, Bihar, are allotted a unique IFSC like UCBA0002535 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gaya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gaya and Bodh Gaya.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Bodh Gaya reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UCBA0002535
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bodh Gaya in Gaya.
For example, the IFSC Code UCBA0002535 of Uco Bank for the Bodh Gaya branch includes these elements, identifying the bank and the branch location in Gaya and Bihar accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0002535 of Uco Bank for its Bodh Gaya branch located in Gaya, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Gaya and Bodh Gaya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Bodh Gaya or Gaya to find the exact IFSC Code UCBA0002535.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Gaya will provide accurate information.
How to Use IFSC Code UCBA0002535 for Online Transfers?
Once you have the IFSC Code UCBA0002535 for the Bodh Gaya branch of Uco Bank in Gaya, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002535. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002535.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Bodh Gaya in Gaya may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Bodh Gaya, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gaya to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bodh Gaya Gaya branch is UCBA0002535.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at C O Anukul Guest House,New Temple Marg,Near Hotel Sujata Bodhgaya,Gaya, Gaya ,Bihar Pin 824231.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.