There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its White House Compound branch in Gaya Bihar, Gaya Bihar, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Gaya Bihar or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code UCBA0001896. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, White House Compound, Gaya Bihar
Below in the table are the key details related to IFSC Code UCBA0001896 of Uco Bank for its branch located in Gaya Bihar, within the district of Gaya Bihar in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001896 |
| Branch | White House Compound |
| City | Gaya Bihar |
| District | Gaya Bihar |
| State | Bihar |
| Address | Mirza Ghalib College Campus White House Compound, Gaya ,Gaya ,Bihar Pin 823001 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Gaya Bihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001896 for the White House Compound branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in White House Compound, Gaya Bihar, Bihar, are allotted a unique IFSC like UCBA0001896 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gaya Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gaya Bihar and Gaya Bihar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in White House Compound reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UCBA0001896
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like White House Compound in Gaya Bihar.
For example, the IFSC Code UCBA0001896 of Uco Bank for the White House Compound branch has these elements, identifying the bank and the branch location in Gaya Bihar and Bihar correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001896 of Uco Bank for its White House Compound branch located in Gaya Bihar, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Gaya Bihar and Gaya Bihar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for White House Compound or Gaya Bihar to find the exact IFSC Code UCBA0001896.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Gaya Bihar will provide accurate information.
How to Use IFSC Code UCBA0001896 for Online Transfers?
If you have the IFSC Code UCBA0001896 for the White House Compound branch of Uco Bank in Gaya Bihar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001896. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001896.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank White House Compound in Gaya Bihar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in White House Compound, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gaya Bihar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the White House Compound Gaya Bihar branch is UCBA0001896.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Mirza Ghalib College Campus White House Compound, Gaya ,Gaya ,Bihar Pin 823001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.