The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Chipiyana Khurd branch in Gautam Buddha Nagar, Dadri, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Gautam Buddha Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002982. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Chipiyana Khurd, Gautam Buddha Nagar

The table below shows the main details of the IFSC Code UCBA0002982 for the Uco Bank branch in Gautam Buddha Nagar, which falls under the Dadri district in Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002982
Branch Chipiyana Khurd
City Gautam Buddha Nagar
District Dadri
State Uttar Pradesh
Address Khasra No.49 Chipiyana Khurd Near Tigri Chowk, Teh Dadri Distt. Gautam Budh Nagar Noida ,Gautam Buddha Nagar ,Uttar Pradesh Pin 201009

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Gautam Buddha Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002982 for the Chipiyana Khurd branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Chipiyana Khurd, Gautam Buddha Nagar, Uttar Pradesh, are given a unique IFSC like UCBA0002982 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gautam Buddha Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gautam Buddha Nagar and Dadri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Chipiyana Khurd goes to the correct branch. This is important because Uco Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0002982

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chipiyana Khurd in Gautam Buddha Nagar.

For example, the IFSC Code UCBA0002982 of Uco Bank for the Chipiyana Khurd branch has these elements, identifying the bank and the branch location in Gautam Buddha Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002982 of Uco Bank for its Chipiyana Khurd branch located in Gautam Buddha Nagar, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Gautam Buddha Nagar and Dadri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Chipiyana Khurd or Gautam Buddha Nagar to get the exact IFSC Code UCBA0002982.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Gautam Buddha Nagar, you'll get the correct details.

How to Use IFSC Code UCBA0002982 for Online Transfers?

Once you have the IFSC Code UCBA0002982 for the Chipiyana Khurd branch of Uco Bank in Gautam Buddha Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002982. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0002982.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Chipiyana Khurd in Gautam Buddha Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Chipiyana Khurd, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gautam Buddha Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Chipiyana Khurd Gautam Buddha Nagar?

The IFSC Code of the Chipiyana Khurd Gautam Buddha Nagar branch is UCBA0002982.

Is IFSC Code UCBA0002982 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Chipiyana Khurd branch?

The branch is located at Khasra No.49 Chipiyana Khurd Near Tigri Chowk, Teh Dadri Distt. Gautam Budh Nagar Noida ,Gautam Buddha Nagar ,Uttar Pradesh Pin 201009.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.