IFSC Code of Uco Bank, Paralakhemundi, Parlakhemundi, Odisha — UCBA0002364

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Paralakhemundi branch in Gajapati, Parlakhemundi, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Gajapati or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002364. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Paralakhemundi, Gajapati

The table below shows the main details of the IFSC Code UCBA0002364 for the Uco Bank branch in Gajapati, which falls under the Parlakhemundi district in Odisha.

These details help users in online banking and for businesses and individuals who use Uco Bank in Gajapati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002364 for the Paralakhemundi branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Paralakhemundi, Gajapati, Odisha, is provided with a unique IFSC like UCBA0002364 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Uco Bank branch in Gajapati.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gajapati and Parlakhemundi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Paralakhemundi do not get mixed with another location.

Format of the IFSC Code UCBA0002364

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paralakhemundi in Gajapati.

For example, the IFSC Code UCBA0002364 of Uco Bank for the Paralakhemundi branch includes these elements, identifying the bank and the branch location in Gajapati and Odisha correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002364 of Uco Bank for its Paralakhemundi branch located in Gajapati, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Gajapati and Parlakhemundi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Paralakhemundi or Gajapati to get the exact IFSC Code UCBA0002364.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Gajapati, then it will provide you proper information.

How to Use IFSC Code UCBA0002364 for Online Transfers?

Once you have the IFSC Code UCBA0002364 for the Paralakhemundi branch of Uco Bank in Gajapati, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002364. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002364.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Paralakhemundi in Gajapati, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Paralakhemundi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gajapati manage their online transfers and cheque clearances easily.