The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Sanghol branch in Fatehgarh Sahib, Sangol, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UCBA0000417. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Sanghol, Fatehgarh Sahib

Here are the key points that are associated with the IFSC Code UCBA0000417 of Uco Bank for its branch located in Fatehgarh Sahib, within the district of Sangol in the state of Punjab.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000417
Branch Sanghol
City Fatehgarh Sahib
District Sangol
State Punjab
Address Vpo Sanghol Ucha Pind Teh Khamano ,Fatehgarh Sahib ,Punjab Pin 140802

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Fatehgarh Sahib for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000417 for the Sanghol branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0000417 is given to every bank branch, including Uco Bank located in Sanghol, Fatehgarh Sahib, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Fatehgarh Sahib.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Fatehgarh Sahib and Sangol.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Sanghol doesn't end up at another location.

Format of the IFSC Code UCBA0000417

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sanghol in Fatehgarh Sahib.

For example, the IFSC Code UCBA0000417 of Uco Bank for the Sanghol branch has these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000417 of Uco Bank for its Sanghol branch located in Fatehgarh Sahib, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Fatehgarh Sahib and Sangol, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Sanghol or Fatehgarh Sahib to get the exact IFSC Code UCBA0000417.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Fatehgarh Sahib, you'll get the correct details.

How to Use IFSC Code UCBA0000417 for Online Transfers?

If you have the IFSC Code UCBA0000417 for the Sanghol branch of Uco Bank in Fatehgarh Sahib, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000417. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0000417.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Sanghol in Fatehgarh Sahib, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sanghol, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehgarh Sahib to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Sanghol, Fatehgarh Sahib?

The IFSC Code is UCBA0000417.

Is the IFSC Code UCBA0000417 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Sanghol?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sanghol branch?

The address of the branch is Vpo Sanghol Ucha Pind Teh Khamano ,Fatehgarh Sahib ,Punjab Pin 140802 located in Fatehgarh Sahib, Sangol, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.