There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Gobichetty Palayam branch in Erode, Gobichettipalayam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Erode or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UCBA0002217. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Gobichetty Palayam, Erode

The table below shows the main details of the IFSC Code UCBA0002217 for the Uco Bank branch in Erode, which falls under the Gobichettipalayam district in Tamil Nadu.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002217
Branch Gobichetty Palayam
City Erode
District Gobichettipalayam
State Tamil Nadu
Address Sri Vasavi Complex, 22 Modachur Road, Gobichettipalayam 638476, Erode ,Tamil Nadu Pin 638476

These details helps users in online banking and for businesses and individuals who use Uco Bank in Erode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002217 for the Gobichetty Palayam branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Gobichetty Palayam, Erode, Tamil Nadu, are allotted a unique IFSC like UCBA0002217 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Erode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Erode and Gobichettipalayam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Gobichetty Palayam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code UCBA0002217

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gobichetty Palayam in Erode.

For example, the IFSC Code UCBA0002217 of Uco Bank for the Gobichetty Palayam branch includes these elements, identifying the bank and the branch location in Erode and Tamil Nadu accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002217 of Uco Bank for its Gobichetty Palayam branch located in Erode, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Erode and Gobichettipalayam, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Gobichetty Palayam or Erode to get the exact IFSC Code UCBA0002217.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Erode, you'll get the correct details.

How to Use IFSC Code UCBA0002217 for Online Transfers?

Once you have the IFSC Code UCBA0002217 for the Gobichetty Palayam branch of Uco Bank in Erode, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002217. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002217.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Gobichetty Palayam in Erode may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Gobichetty Palayam, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Erode manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Gobichetty Palayam, Erode?

The IFSC Code is UCBA0002217.

Is the IFSC Code UCBA0002217 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Gobichetty Palayam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gobichetty Palayam branch?

The address of the branch is Sri Vasavi Complex, 22 Modachur Road, Gobichettipalayam 638476, Erode ,Tamil Nadu Pin 638476 located in Erode, Gobichettipalayam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.