Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Laitumkhrah branch in East Khasi Hills, Laitumkhrah, or Meghalaya, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code UCBA0002373. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Laitumkhrah, East Khasi Hills

The table below shows the main details of the IFSC Code UCBA0002373 for the Uco Bank branch in East Khasi Hills, which falls under the Laitumkhrah district in Meghalaya.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002373
Branch Laitumkhrah
City East Khasi Hills
District Laitumkhrah
State Meghalaya
Address Uco Bank Laitumkhrah Branch Near Laitumkhrah Post Office Shillong ,East Khasi Hills ,Meghalaya Pin 793003

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in East Khasi Hills for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002373 for the Laitumkhrah branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Laitumkhrah, East Khasi Hills, Meghalaya, is provided a unique IFSC like UCBA0002373 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in East Khasi Hills.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like East Khasi Hills and Laitumkhrah.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Laitumkhrah do not get misguided to another person.

Format of the IFSC Code UCBA0002373

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Laitumkhrah in East Khasi Hills.

For example, the IFSC Code UCBA0002373 of Uco Bank for the Laitumkhrah branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002373 of Uco Bank for its Laitumkhrah branch located in East Khasi Hills, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in East Khasi Hills and Laitumkhrah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Laitumkhrah or East Khasi Hills to get the exact IFSC Code UCBA0002373.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and East Khasi Hills that will provide accurate information.

How to Use IFSC Code UCBA0002373 for Online Transfers?

If you have the IFSC Code UCBA0002373 for the Laitumkhrah branch of Uco Bank in East Khasi Hills, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002373. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002373.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Laitumkhrah in East Khasi Hills, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Laitumkhrah, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Khasi Hills manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Laitumkhrah, East Khasi Hills?

The IFSC Code is UCBA0002373.

Is the IFSC Code UCBA0002373 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Laitumkhrah?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Laitumkhrah branch?

The address of the branch is Uco Bank Laitumkhrah Branch Near Laitumkhrah Post Office Shillong ,East Khasi Hills ,Meghalaya Pin 793003 located in East Khasi Hills, Laitumkhrah, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.