Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Chumukedima branch in Dimapur, Chumukedima, or Nagaland, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UCBA0002363. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Chumukedima, Dimapur

Here are the key points that are associated with the IFSC Code UCBA0002363 of Uco Bank for its branch located in Dimapur, within the district of Chumukedima in the state of Nagaland.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002363
Branch Chumukedima
City Dimapur
District Chumukedima
State Nagaland
Address 2Nd Gate Chumukedima Ward 3 Auto Stand Dist Dimapur State ,Chumoukedima ,Nagaland Pin 797103

These details help users in online banking and for businesses and individuals who use Uco Bank in Dimapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002363 for the Chumukedima branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Chumukedima, Dimapur, Nagaland, is provided with a unique IFSC like UCBA0002363 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Dimapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dimapur and Chumukedima.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Nagaland and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Chumukedima do not get mixed with another location.

Format of the IFSC Code UCBA0002363

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chumukedima in Dimapur.

For example, the IFSC Code UCBA0002363 of Uco Bank for the Chumukedima branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002363 of Uco Bank for its Chumukedima branch located in Dimapur, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Dimapur and Chumukedima, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Chumukedima or Dimapur to get the exact IFSC Code UCBA0002363.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dimapur, you'll get the correct details.

How to Use IFSC Code UCBA0002363 for Online Transfers?

Once you have the IFSC Code UCBA0002363 for the Chumukedima branch of Uco Bank in Dimapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002363. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0002363.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Chumukedima in Dimapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Chumukedima, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dimapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Chumukedima, Dimapur?

The IFSC Code is UCBA0002363.

Is the IFSC Code UCBA0002363 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Chumukedima?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chumukedima branch?

The address of the branch is 2Nd Gate Chumukedima Ward 3 Auto Stand Dist Dimapur State ,Chumoukedima ,Nagaland Pin 797103 located in Dimapur, Chumukedima, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.