Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Tengakhat branch in Dibrugarh, Tengakhat, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000893. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Tengakhat, Dibrugarh
Here are the main details that are associated with the IFSC Code UCBA0000893 of Uco Bank for its branch located in Dibrugarh, within the district of Tengakhat in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000893 |
| Branch | Tengakhat |
| City | Dibrugarh |
| District | Tengakhat |
| State | Assam |
| Address | Po-Tengakhat,Dist-Dibrugarh 786103 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Dibrugarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000893 for the Tengakhat branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Tengakhat, Dibrugarh, Assam, is provided a unique IFSC like UCBA0000893 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Dibrugarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dibrugarh and Tengakhat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Tengakhat do not get misguided to another person.
Format of the IFSC Code UCBA0000893
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tengakhat in Dibrugarh.
For example, the IFSC Code UCBA0000893 of Uco Bank for the Tengakhat branch has these elements, identifying the bank and the branch location in Dibrugarh and Assam correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000893 of Uco Bank for its Tengakhat branch located in Dibrugarh, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Dibrugarh and Tengakhat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Tengakhat or Dibrugarh to get the exact IFSC Code UCBA0000893.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dibrugarh, you'll get the correct details.
How to Use IFSC Code UCBA0000893 for Online Transfers?
Once you have the IFSC Code UCBA0000893 for the Tengakhat branch of Uco Bank in Dibrugarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0000893. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000893.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Tengakhat in Dibrugarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Tengakhat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dibrugarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000893.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po-Tengakhat,Dist-Dibrugarh 786103 located in Dibrugarh, Tengakhat, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.