Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Khowang branch in Dibrugarh, Khowang, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000891. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Khowang, Dibrugarh

Here are the main details that are associated with the IFSC Code UCBA0000891 of Uco Bank for its branch located in Dibrugarh, within the district of Khowang in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000891
Branch Khowang
City Dibrugarh
District Khowang
State Assam
Address Gulshan Mkt Complex,Nearasrc Bus Stand 785675

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Dibrugarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000891 for the Khowang branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Khowang, Dibrugarh, Assam, are given a unique IFSC like UCBA0000891 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dibrugarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dibrugarh and Khowang.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Khowang goes to the correct branch. This is important because Uco Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0000891

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khowang in Dibrugarh.

For example, the IFSC Code UCBA0000891 of Uco Bank for the Khowang branch has these elements, identifying the bank and the branch location in Dibrugarh and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000891 of Uco Bank for its Khowang branch located in Dibrugarh, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Dibrugarh and Khowang, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Khowang or Dibrugarh to get the exact IFSC Code UCBA0000891.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dibrugarh, you'll get the correct details.

How to Use IFSC Code UCBA0000891 for Online Transfers?

Once you have the IFSC Code UCBA0000891 for the Khowang branch of Uco Bank in Dibrugarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000891. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000891.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Khowang in Dibrugarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Khowang, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Khowang Dibrugarh?

The IFSC Code of the Khowang Dibrugarh branch is UCBA0000891.

Is IFSC Code UCBA0000891 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Khowang branch?

The branch is located at Gulshan Mkt Complex,Nearasrc Bus Stand 785675.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.