IFSC Code of Uco Bank, Raniganj-Guwahati, Raniganj, Assam — UCBA0001206

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Raniganj-Guwahati branch in Dhubri, Raniganj, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Dhubri or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code UCBA0001206. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Raniganj-Guwahati, Dhubri

Here are the main details that are associated with the IFSC Code UCBA0001206 of Uco Bank for its branch located in Dhubri, within the district of Raniganj in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Dhubri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001206 for the Raniganj-Guwahati branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Raniganj-Guwahati, Dhubri, Assam, is provided with a unique IFSC like UCBA0001206 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Uco Bank branch in Dhubri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Dhubri and Raniganj.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Raniganj-Guwahati do not get mixed with another location.

Format of the IFSC Code UCBA0001206

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raniganj-Guwahati in Dhubri.

For example, the IFSC Code UCBA0001206 of Uco Bank for the Raniganj-Guwahati branch includes these elements, identifying the bank and the branch location in Dhubri and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001206 of Uco Bank for its Raniganj-Guwahati branch located in Dhubri, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Dhubri and Raniganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Raniganj-Guwahati or Dhubri to get the exact IFSC Code UCBA0001206.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dhubri, you'll get the correct details.

How to Use IFSC Code UCBA0001206 for Online Transfers?

Once you have the IFSC Code UCBA0001206 for the Raniganj-Guwahati branch of Uco Bank in Dhubri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001206. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001206.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Raniganj-Guwahati in Dhubri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Raniganj-Guwahati, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dhubri manage their online transfers and cheque clearances easily.