Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Gauripur branch in Dhubri, Gauripur, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Dhubri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000405. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Gauripur, Dhubri
Here are some of the key details that come with the IFSC Code UCBA0000405 of Uco Bank for its branch located in Dhubri, within the district of Gauripur in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000405 |
| Branch | Gauripur |
| City | Dhubri |
| District | Gauripur |
| State | Assam |
| Address | Po-Gauripurdistt-Dhobi 783331 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Dhubri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000405 for the Gauripur branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Gauripur, Dhubri, Assam, is provided with a unique IFSC like UCBA0000405 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Dhubri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dhubri and Gauripur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Gauripur do not get mixed with another location.
Format of the IFSC Code UCBA0000405
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gauripur in Dhubri.
For example, the IFSC Code UCBA0000405 of Uco Bank for the Gauripur branch includes these elements, identifying the bank and the branch location in Dhubri and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000405 of Uco Bank for its Gauripur branch located in Dhubri, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Dhubri and Gauripur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Gauripur or Dhubri to get the exact IFSC Code UCBA0000405.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dhubri, you'll get the correct details.
How to Use IFSC Code UCBA0000405 for Online Transfers?
Once you have the IFSC Code UCBA0000405 for the Gauripur branch of Uco Bank in Dhubri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0000405. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000405.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Gauripur in Dhubri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Gauripur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dhubri manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gauripur Dhubri branch is UCBA0000405.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Po-Gauripurdistt-Dhobi 783331.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.