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IFSC Code of Uco Bank, Dhemaji, Dhemaji, Assam — UCBA0003114

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Dhemaji branch in Dhemaji, Dhemaji, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Dhemaji or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0003114. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Dhemaji, Dhemaji

Here are the main details that are associated with the IFSC Code UCBA0003114 of Uco Bank for its branch located in Dhemaji, within the district of Dhemaji in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003114
Branch Dhemaji
City Dhemaji
District Dhemaji
State Assam
Address Dhemaji Nagar Ward No. 4 P.O. Dhemaji Dist Dhemaji, Dhemaji ,Assam Pin 787057

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Dhemaji for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003114 for the Dhemaji branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Dhemaji, Dhemaji, Assam, is provided with a unique IFSC like UCBA0003114 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Dhemaji.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dhemaji and Dhemaji.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Dhemaji do not get mixed with another location.

Format of the IFSC Code UCBA0003114

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhemaji in Dhemaji.

For example, the IFSC Code UCBA0003114 of Uco Bank for the Dhemaji branch includes these elements, identifying the bank and the branch location in Dhemaji and Assam accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003114 of Uco Bank for its Dhemaji branch located in Dhemaji, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Dhemaji and Dhemaji, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Dhemaji or Dhemaji to get the exact IFSC Code UCBA0003114.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dhemaji, you'll get the correct details.

How to Use IFSC Code UCBA0003114 for Online Transfers?

Once you have the IFSC Code UCBA0003114 for the Dhemaji branch of Uco Bank in Dhemaji, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003114. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003114.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Dhemaji in Dhemaji, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Dhemaji, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhemaji to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Dhemaji, Dhemaji?

The IFSC Code is UCBA0003114.

Is the IFSC Code UCBA0003114 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Dhemaji?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhemaji branch?

The address of the branch is Dhemaji Nagar Ward No. 4 P.O. Dhemaji Dist Dhemaji, Dhemaji ,Assam Pin 787057 located in Dhemaji, Dhemaji, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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