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IFSC Code of Uco Bank, Makunda, Dhanbad, Jharkhand — UCBA0001625

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Makunda branch in Dhanbad, Dhanbad, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UCBA0001625. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Makunda, Dhanbad

The table below shows the main details of the IFSC Code UCBA0001625 for the Uco Bank branch in Dhanbad, which falls under the Dhanbad district in Jharkhand.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001625
Branch Makunda
City Dhanbad
District Dhanbad
State Jharkhand
Address Po Pargha Dist Dhanbad, Dhanbad ,Jharkhand Pin 828181

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Dhanbad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001625 for the Makunda branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Makunda, Dhanbad, Jharkhand, are given a unique IFSC like UCBA0001625 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhanbad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dhanbad and Dhanbad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Makunda goes to the correct branch. This is important because Uco Bank has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0001625

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Makunda in Dhanbad.

For example, the IFSC Code UCBA0001625 of Uco Bank for the Makunda branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001625 of Uco Bank for its Makunda branch located in Dhanbad, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Dhanbad and Dhanbad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Makunda or Dhanbad to get the exact IFSC Code UCBA0001625.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dhanbad, you'll get the correct details.

How to Use IFSC Code UCBA0001625 for Online Transfers?

Once you have the IFSC Code UCBA0001625 for the Makunda branch of Uco Bank in Dhanbad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001625. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001625.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Makunda in Dhanbad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Makunda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dhanbad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Makunda, Dhanbad?

The IFSC Code is UCBA0001625.

Is the IFSC Code UCBA0001625 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Makunda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Makunda branch?

The address of the branch is Po Pargha Dist Dhanbad, Dhanbad ,Jharkhand Pin 828181 located in Dhanbad, Dhanbad, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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