The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Miyanwala branch in Dehra Dun, Dehradun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UCBA0002795. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Miyanwala, Dehra Dun
Here are some of the key details that come with the IFSC Code UCBA0002795 of Uco Bank for its branch located in Dehra Dun, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002795 |
| Branch | Miyanwala |
| City | Dehra Dun |
| District | Dehradun |
| State | Uttarakhand |
| Address | Saraswati Puram Near Railway Crossing Miyanwala P.O. Harrawala ,Dehra Dun ,Uttarakhand Pin 248005 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Dehra Dun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002795 for the Miyanwala branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Miyanwala, Dehra Dun, Uttarakhand, are allotted a unique IFSC like UCBA0002795 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dehra Dun and Dehradun.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Miyanwala reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code UCBA0002795
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Miyanwala in Dehra Dun.
For example, the IFSC Code UCBA0002795 of Uco Bank for the Miyanwala branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002795 of Uco Bank for its Miyanwala branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Dehra Dun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Miyanwala or Dehra Dun to get the exact IFSC Code UCBA0002795.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Dehra Dun that will provide accurate information.
How to Use IFSC Code UCBA0002795 for Online Transfers?
Once you have the IFSC Code UCBA0002795 for the Miyanwala branch of Uco Bank in Dehra Dun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002795. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002795.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Miyanwala in Dehra Dun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Miyanwala, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehra Dun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002795.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Saraswati Puram Near Railway Crossing Miyanwala P.O. Harrawala ,Dehra Dun ,Uttarakhand Pin 248005 located in Dehra Dun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.