IFSC Code of Uco Bank, Kalaigaon, Kalaigaon, Assam — UCBA0000794

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Kalaigaon branch in Darrang, Kalaigaon, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000794. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kalaigaon, Darrang

The table below shows the main details of the IFSC Code UCBA0000794 for the Uco Bank branch in Darrang, which falls under the Kalaigaon district in Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Darrang for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000794 for the Kalaigaon branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Kalaigaon, Darrang, Assam, are allotted a unique IFSC like UCBA0000794 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Darrang.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Darrang and Kalaigaon.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Kalaigaon reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code UCBA0000794

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalaigaon in Darrang.

For example, the IFSC Code UCBA0000794 of Uco Bank for the Kalaigaon branch has these elements, identifying the bank and the branch location in Darrang and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000794 of Uco Bank for its Kalaigaon branch located in Darrang, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Darrang and Kalaigaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Kalaigaon or Darrang to get the exact IFSC Code UCBA0000794.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Darrang, you'll get the correct details.

How to Use IFSC Code UCBA0000794 for Online Transfers?

Once you have the IFSC Code UCBA0000794 for the Kalaigaon branch of Uco Bank in Darrang, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000794. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000794.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Kalaigaon in Darrang may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kalaigaon, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darrang to handle online money transfers and get their cheques cleared smoothly.