There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Kirandul branch in Dantewada, Kirandul, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Dantewada or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code UCBA0003202. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kirandul, Dantewada

The table below shows the main details of the IFSC Code UCBA0003202 for the Uco Bank branch in Dantewada, which falls under the Kirandul district in Chhattisgarh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003202
Branch Kirandul
City Dantewada
District Kirandul
State Chhattisgarh
Address Type Iv 36, Near Raghava Mandir, Kirandul Complex, Dist Dantewada, Cg ,Dakshin Bastar Dantewada ,Chhattisgarh Pin 494556

These details help users in online banking and for businesses and individuals who use Uco Bank in Dantewada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003202 for the Kirandul branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003202 is given to every bank branch, including Uco Bank located in Kirandul, Dantewada, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Dantewada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dantewada and Kirandul.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Kirandul doesn't end up at another location.

Format of the IFSC Code UCBA0003202

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kirandul in Dantewada.

For example, the IFSC Code UCBA0003202 of Uco Bank for the Kirandul branch includes these elements, identifying the bank and the branch location in Dantewada and Chhattisgarh accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0003202 of Uco Bank for its Kirandul branch located in Dantewada, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Dantewada and Kirandul, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Kirandul or Dantewada to find the exact IFSC Code UCBA0003202.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Dantewada will provide accurate information.

How to Use IFSC Code UCBA0003202 for Online Transfers?

Once you have the IFSC Code UCBA0003202 for the Kirandul branch of Uco Bank in Dantewada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003202. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003202.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kirandul in Dantewada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kirandul, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dantewada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Kirandul Dantewada?

The IFSC Code of the Kirandul Dantewada branch is UCBA0003202.

Is IFSC Code UCBA0003202 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Kirandul branch?

The branch is located at Type Iv 36, Near Raghava Mandir, Kirandul Complex, Dist Dantewada, Cg ,Dakshin Bastar Dantewada ,Chhattisgarh Pin 494556.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.