For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Biswali branch in Cuttack, Tangi, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0003274. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Biswali, Cuttack

Here are some of the key details that come with the IFSC Code UCBA0003274 of Uco Bank for its branch located in Cuttack, within the district of Tangi in the state of Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003274
Branch Biswali
City Cuttack
District Tangi
State Odisha
Address At Kapilash Cement Manufacturing Works,A Unit Of Ocl India Ltd. Vill Biswali Po Barunia Ps Tangi ,Cuttack ,Odisha Pin 754082

These details help users in online banking and for businesses and individuals who use Uco Bank in Cuttack for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003274 for the Biswali branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Biswali, Cuttack, Odisha, are given a unique IFSC like UCBA0003274 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuttack.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Cuttack and Tangi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Biswali goes to the correct branch. This is important because Uco Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0003274

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Biswali in Cuttack.

For example, the IFSC Code UCBA0003274 of Uco Bank for the Biswali branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0003274 of Uco Bank for its Biswali branch located in Cuttack, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Cuttack and Tangi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Biswali or Cuttack to get the exact IFSC Code UCBA0003274.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Cuttack, then it will provide you proper information.

How to Use IFSC Code UCBA0003274 for Online Transfers?

Once you have the IFSC Code UCBA0003274 for the Biswali branch of Uco Bank in Cuttack, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003274. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003274.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Biswali in Cuttack, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Biswali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuttack to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Biswali, Cuttack?

The IFSC Code is UCBA0003274.

Is the IFSC Code UCBA0003274 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Biswali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Biswali branch?

The address of the branch is At Kapilash Cement Manufacturing Works,A Unit Of Ocl India Ltd. Vill Biswali Po Barunia Ps Tangi ,Cuttack ,Odisha Pin 754082 located in Cuttack, Tangi, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.