For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Shivpuri branch in Chhindwara, Shivpuri, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Chhindwara or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002177. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Shivpuri, Chhindwara

The table below shows the main details of the IFSC Code UCBA0002177 for the Uco Bank branch in Chhindwara, which falls under the Shivpuri district in Madhya Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002177
Branch Shivpuri
City Chhindwara
District Shivpuri
State Madhya Pradesh
Address H O Kamla Shivhare Jhansi Tiraha,A.B.Road ,Shivpuri ,Madhya Pradesh Pin 473551

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Chhindwara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002177 for the Shivpuri branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Shivpuri, Chhindwara, Madhya Pradesh, is provided a unique IFSC like UCBA0002177 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Chhindwara.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chhindwara and Shivpuri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Shivpuri do not get misguided to another person.

Format of the IFSC Code UCBA0002177

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shivpuri in Chhindwara.

For example, the IFSC Code UCBA0002177 of Uco Bank for the Shivpuri branch has these elements, identifying the bank and the branch location in Chhindwara and Madhya Pradesh correctly.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0002177 of Uco Bank for its Shivpuri branch located in Chhindwara, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Chhindwara and Shivpuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Shivpuri or Chhindwara to find the exact IFSC Code UCBA0002177.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Chhindwara will provide accurate information.

How to Use IFSC Code UCBA0002177 for Online Transfers?

Once you have the IFSC Code UCBA0002177 for the Shivpuri branch of Uco Bank in Chhindwara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002177. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002177.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Shivpuri in Chhindwara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Shivpuri, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chhindwara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Shivpuri, Chhindwara?

The IFSC Code is UCBA0002177.

Is the IFSC Code UCBA0002177 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Shivpuri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shivpuri branch?

The address of the branch is H O Kamla Shivhare Jhansi Tiraha,A.B.Road ,Shivpuri ,Madhya Pradesh Pin 473551 located in Chhindwara, Shivpuri, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.