Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Tandwa branch in Chatra, Tandwa, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Chatra or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UCBA0003425. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Tandwa, Chatra

Here are some of the key details that come with the IFSC Code UCBA0003425 of Uco Bank for its branch located in Chatra, within the district of Tandwa in the state of Jharkhand.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003425
Branch Tandwa
City Chatra
District Tandwa
State Jharkhand
Address Maa Banshi Complex, Main Road Tandwa, Simariya Chowk, Dist-Chatra, Jharkhand - 825321

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Chatra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003425 for the Tandwa branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Tandwa, Chatra, Jharkhand, is provided with a unique IFSC like UCBA0003425 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Chatra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Chatra and Tandwa.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Tandwa do not get mixed with another location.

Format of the IFSC Code UCBA0003425

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tandwa in Chatra.

For example, the IFSC Code UCBA0003425 of Uco Bank for the Tandwa branch includes these elements, identifying the bank and the branch location in Chatra and Jharkhand accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0003425 of Uco Bank for its Tandwa branch located in Chatra, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Chatra and Tandwa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Tandwa or Chatra to get the exact IFSC Code UCBA0003425.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Chatra, then it will provide you proper information.

How to Use IFSC Code UCBA0003425 for Online Transfers?

If you have the IFSC Code UCBA0003425 for the Tandwa branch of Uco Bank in Chatra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003425. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003425.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Tandwa in Chatra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Tandwa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chatra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Tandwa, Chatra?

The IFSC Code is UCBA0003425.

Is the IFSC Code UCBA0003425 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Tandwa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tandwa branch?

The address of the branch is Maa Banshi Complex, Main Road Tandwa, Simariya Chowk, Dist-Chatra, Jharkhand - 825321 located in Chatra, Tandwa, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.