The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Moreh branch in Chandel, Moreh, Manipur, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Chandel or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code UCBA0003273. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Moreh, Chandel
Here are some of the key details that come with the IFSC Code UCBA0003273 of Uco Bank for its branch located in Chandel, within the district of Moreh in the state of Manipur.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003273 |
| Branch | Moreh |
| City | Chandel |
| District | Moreh |
| State | Manipur |
| Address | Uco Bank Moreh Bazar ,Tengnoupal ,Manipur Pin 795131 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Chandel for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003273 for the Moreh branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Moreh, Chandel, Manipur, is provided a unique IFSC like UCBA0003273 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Chandel.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chandel and Moreh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Manipur and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Moreh do not get misguided to another person.
Format of the IFSC Code UCBA0003273
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Moreh in Chandel.
For example, the IFSC Code UCBA0003273 of Uco Bank for the Moreh branch includes these elements, identifying the bank and the branch location in Chandel and Manipur accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0003273 of Uco Bank for its Moreh branch located in Chandel, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Chandel and Moreh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Moreh or Chandel to find the exact IFSC Code UCBA0003273.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Chandel will provide accurate information.
How to Use IFSC Code UCBA0003273 for Online Transfers?
Once you have the IFSC Code UCBA0003273 for the Moreh branch of Uco Bank in Chandel, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0003273. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003273.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Moreh in Chandel, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Moreh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chandel manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003273.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bank Moreh Bazar ,Tengnoupal ,Manipur Pin 795131 located in Chandel, Moreh, Manipur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
