For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Silcoorie Grant branch in Cachar, Silchar, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Cachar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002635. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Silcoorie Grant, Cachar

Here are some of the key details that come with the IFSC Code UCBA0002635 of Uco Bank for its branch located in Cachar, within the district of Silchar in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002635
Branch Silcoorie Grant
City Cachar
District Silchar
State Assam
Address At Po Silcoorie Grant Silchar Dist Cachar, Assam 788118 Vill Po Silcoorie Dt Cachar ,Cachar ,Assam Pin 788118

These details helps users in online banking and for businesses and individuals who use Uco Bank in Cachar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002635 for the Silcoorie Grant branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002635 is given to every bank branch, including Uco Bank located in Silcoorie Grant, Cachar, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Cachar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cachar and Silchar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Silcoorie Grant doesn't end up at another location.

Format of the IFSC Code UCBA0002635

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Silcoorie Grant in Cachar.

For example, the IFSC Code UCBA0002635 of Uco Bank for the Silcoorie Grant branch includes these elements, identifying the bank and the branch location in Cachar and Assam accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002635 of Uco Bank for its Silcoorie Grant branch located in Cachar, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Cachar and Silchar, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Silcoorie Grant or Cachar to get the exact IFSC Code UCBA0002635.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Cachar, you'll get the correct details.

How to Use IFSC Code UCBA0002635 for Online Transfers?

Once you have the IFSC Code UCBA0002635 for the Silcoorie Grant branch of Uco Bank in Cachar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002635. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002635.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Silcoorie Grant in Cachar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Silcoorie Grant, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cachar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Silcoorie Grant Cachar?

The IFSC Code of the Silcoorie Grant Cachar branch is UCBA0002635.

Is IFSC Code UCBA0002635 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Silcoorie Grant branch?

The branch is located at At Po Silcoorie Grant Silchar Dist Cachar, Assam 788118 Vill Po Silcoorie Dt Cachar ,Cachar ,Assam Pin 788118.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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