The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Balisonbarsa branch in Buxar, Buxar, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Buxar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0002353. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Balisonbarsa, Buxar
Here are some of the key details that come with the IFSC Code UCBA0002353 of Uco Bank for its branch located in Buxar, within the district of Buxar in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002353 |
| Branch | Balisonbarsa |
| City | Buxar |
| District | Buxar |
| State | Bihar |
| Address | Nh 30, Ara Bhabhua Road,Po Sonbarsa, Ps Nawanagar,Dist Buxar, Bihar Pin 802125 Nh 30,Ara Bhabhuha Road, At Po Sonbarsa Distt Buxar ,Buxar ,Bihar Pin 802125 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Buxar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002353 for the Balisonbarsa branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002353 is given to every bank branch, including Uco Bank located in Balisonbarsa, Buxar, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Buxar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Buxar and Buxar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Balisonbarsa doesn't end up at another location.
Format of the IFSC Code UCBA0002353
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Balisonbarsa in Buxar.
For example, the IFSC Code UCBA0002353 of Uco Bank for the Balisonbarsa branch has these elements, identifying the bank and the branch location in Buxar and Bihar correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002353 of Uco Bank for its Balisonbarsa branch located in Buxar, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Buxar and Buxar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Balisonbarsa or Buxar to get the exact IFSC Code UCBA0002353.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Buxar, you'll get the correct details.
How to Use IFSC Code UCBA0002353 for Online Transfers?
Once you have the IFSC Code UCBA0002353 for the Balisonbarsa branch of Uco Bank in Buxar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002353. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002353.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Balisonbarsa in Buxar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Balisonbarsa, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Buxar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002353.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Nh 30, Ara Bhabhua Road,Po Sonbarsa, Ps Nawanagar,Dist Buxar, Bihar Pin 802125 Nh 30,Ara Bhabhuha Road, At Po Sonbarsa Distt Buxar ,Buxar ,Bihar Pin 802125 located in Buxar, Buxar, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.