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IFSC Code of Uco Bank, Burdwan Main, Burdwan, West Bengal — UCBA0000189

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Burdwan Main branch in Burdwan, Burdwan, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Burdwan or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0000189. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Burdwan Main, Burdwan

Here are some of the key details that come with the IFSC Code UCBA0000189 of Uco Bank for its branch located in Burdwan, within the district of Burdwan in the state of West Bengal.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000189
Branch Burdwan Main
City Burdwan
District Burdwan
State West Bengal
Address Baidyanath Katra,Bijoy Toran 713101

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Burdwan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0000189 for the Burdwan Main branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0000189 is given to every bank branch, including Uco Bank located in Burdwan Main, Burdwan, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Burdwan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Burdwan and Burdwan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Burdwan Main doesn't end up at another location.

Format of the IFSC Code UCBA0000189

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Burdwan Main in Burdwan.

For example, the IFSC Code UCBA0000189 of Uco Bank for the Burdwan Main branch includes these elements, identifying the bank and the branch location in Burdwan and West Bengal accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0000189 of Uco Bank for its Burdwan Main branch located in Burdwan, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Burdwan and Burdwan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Burdwan Main or Burdwan to get the exact IFSC Code UCBA0000189.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Burdwan, then it will provide you proper information.

How to Use IFSC Code UCBA0000189 for Online Transfers?

Once you have the IFSC Code UCBA0000189 for the Burdwan Main branch of Uco Bank in Burdwan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000189. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000189.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Burdwan Main in Burdwan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Burdwan Main, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Burdwan manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Burdwan Main, Burdwan?

The IFSC Code is UCBA0000189.

Is the IFSC Code UCBA0000189 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Burdwan Main?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Burdwan Main branch?

The address of the branch is Baidyanath Katra,Bijoy Toran 713101 located in Burdwan, Burdwan, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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