There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Khamgaon branch in Buldhana, Khamgaon, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Buldhana or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code UCBA0002237. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Khamgaon, Buldhana

The table below shows the main details of the IFSC Code UCBA0002237 for the Uco Bank branch in Buldhana, which falls under the Khamgaon district in Maharashtra.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002237
Branch Khamgaon
City Buldhana
District Khamgaon
State Maharashtra
Address Tuljai Tower,Opp.Kela Hindi High School Nandura Road ,Khamgaon, Dist Buldhana, Buldhana ,Maharashtra Pin 444303

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Buldhana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002237 for the Khamgaon branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Khamgaon, Buldhana, Maharashtra, is provided with a unique IFSC like UCBA0002237 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Buldhana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Buldhana and Khamgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Khamgaon do not get mixed with another location.

Format of the IFSC Code UCBA0002237

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khamgaon in Buldhana.

For example, the IFSC Code UCBA0002237 of Uco Bank for the Khamgaon branch includes these elements, identifying the bank and the branch location in Buldhana and Maharashtra accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002237 of Uco Bank for its Khamgaon branch located in Buldhana, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Buldhana and Khamgaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Khamgaon or Buldhana to get the exact IFSC Code UCBA0002237.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Buldhana, you'll get the correct details.

How to Use IFSC Code UCBA0002237 for Online Transfers?

If you have the IFSC Code UCBA0002237 for the Khamgaon branch of Uco Bank in Buldhana, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002237. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002237.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Khamgaon in Buldhana, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Khamgaon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Buldhana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Khamgaon Buldhana?

The IFSC Code of the Khamgaon Buldhana branch is UCBA0002237.

Is IFSC Code UCBA0002237 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Khamgaon branch?

The branch is located at Tuljai Tower,Opp.Kela Hindi High School Nandura Road ,Khamgaon, Dist Buldhana, Buldhana ,Maharashtra Pin 444303.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.