Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Srijangram branch in Bongaigaon, Bongaigaon, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0001115. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Srijangram, Bongaigaon
Here are some of the key details that come with the IFSC Code UCBA0001115 of Uco Bank for its branch located in Bongaigaon, within the district of Bongaigaon in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001115 |
| Branch | Srijangram |
| City | Bongaigaon |
| District | Bongaigaon |
| State | Assam |
| Address | Vill And P.O. Srijangram Via Abhayapuri Dist Bongaigaon ,Bongaigaon ,Assam Pin 783384 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bongaigaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001115 for the Srijangram branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Srijangram, Bongaigaon, Assam, are allotted a unique IFSC like UCBA0001115 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bongaigaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bongaigaon and Bongaigaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Srijangram reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UCBA0001115
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srijangram in Bongaigaon.
For example, the IFSC Code UCBA0001115 of Uco Bank for the Srijangram branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001115 of Uco Bank for its Srijangram branch located in Bongaigaon, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Bongaigaon and Bongaigaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Srijangram or Bongaigaon to find the exact IFSC Code UCBA0001115.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Bongaigaon will provide accurate information.
How to Use IFSC Code UCBA0001115 for Online Transfers?
Once you have the IFSC Code UCBA0001115 for the Srijangram branch of Uco Bank in Bongaigaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001115. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001115.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Srijangram in Bongaigaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Srijangram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bongaigaon manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001115.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill And P.O. Srijangram Via Abhayapuri Dist Bongaigaon ,Bongaigaon ,Assam Pin 783384 located in Bongaigaon, Bongaigaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.