Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Peterwar branch in Bokaro, Peterbar, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Bokaro or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UCBA0002355. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Peterwar, Bokaro

Here are the main details that are associated with the IFSC Code UCBA0002355 of Uco Bank for its branch located in Bokaro, within the district of Peterbar in the state of Jharkhand.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002355
Branch Peterwar
City Bokaro
District Peterbar
State Jharkhand
Address Kasmar Road,Near Police Station ,Po Peterwar Dt Bokaro ,Bokaro ,Jharkhand Pin 829121

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bokaro for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002355 for the Peterwar branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Peterwar, Bokaro, Jharkhand, are allotted a unique IFSC like UCBA0002355 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bokaro.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bokaro and Peterbar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Peterwar reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UCBA0002355

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Peterwar in Bokaro.

For example, the IFSC Code UCBA0002355 of Uco Bank for the Peterwar branch includes these elements, identifying the bank and the branch location in Bokaro and Jharkhand correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002355 of Uco Bank for its Peterwar branch located in Bokaro, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Bokaro and Peterbar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Peterwar or Bokaro to get the exact IFSC Code UCBA0002355.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bokaro, you'll get the correct details.

How to Use IFSC Code UCBA0002355 for Online Transfers?

If you have the IFSC Code UCBA0002355 for the Peterwar branch of Uco Bank in Bokaro, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002355. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002355.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Peterwar in Bokaro, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Peterwar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bokaro manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Peterwar, Bokaro?

The IFSC Code is UCBA0002355.

Is the IFSC Code UCBA0002355 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Peterwar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Peterwar branch?

The address of the branch is Kasmar Road,Near Police Station ,Po Peterwar Dt Bokaro ,Bokaro ,Jharkhand Pin 829121 located in Bokaro, Peterbar, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.