Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Phubala branch in Bishenpur, Bissenpur, or Manipur, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Bishenpur or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code UCBA0002653. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Phubala, Bishenpur
The table below shows the main details of the IFSC Code UCBA0002653 for the Uco Bank branch in Bishenpur, which falls under the Bissenpur district in Manipur.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002653 |
| Branch | Phubala |
| City | Bishenpur |
| District | Bissenpur |
| State | Manipur |
| Address | Vill Phubala Po Bishenpur Ps Moirang Dist Bishenpur ,Bishenpur ,Manipur Pin 795126 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Bishenpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002653 for the Phubala branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Phubala, Bishenpur, Manipur, are allotted a unique IFSC like UCBA0002653 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bishenpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bishenpur and Bissenpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Phubala reaches the right place, even though there are thousands of branches in Manipur and across India.
Format of the IFSC Code UCBA0002653
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phubala in Bishenpur.
For example, the IFSC Code UCBA0002653 of Uco Bank for the Phubala branch includes these elements, identifying the bank and the branch location in Bishenpur and Manipur accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002653 of Uco Bank for its Phubala branch located in Bishenpur, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Bishenpur and Bissenpur, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Phubala or Bishenpur to get the exact IFSC Code UCBA0002653.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bishenpur, you'll get the correct details.
How to Use IFSC Code UCBA0002653 for Online Transfers?
Once you have the IFSC Code UCBA0002653 for the Phubala branch of Uco Bank in Bishenpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002653. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002653.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Phubala in Bishenpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Phubala, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bishenpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002653.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill Phubala Po Bishenpur Ps Moirang Dist Bishenpur ,Bishenpur ,Manipur Pin 795126 located in Bishenpur, Bissenpur, Manipur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
