There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Pathar Chapri branch in Birbhum, Chotto Sangra, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Birbhum or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UCBA0002212. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Pathar Chapri, Birbhum
Here are some of the key details that come with the IFSC Code UCBA0002212 of Uco Bank for its branch located in Birbhum, within the district of Chotto Sangra in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002212 |
| Branch | Pathar Chapri |
| City | Birbhum |
| District | Chotto Sangra |
| State | West Bengal |
| Address | Vill And Po Patharchapri Dist Bribhum ,Birbhum ,West Bengal Pin 731126 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Birbhum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002212 for the Pathar Chapri branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Pathar Chapri, Birbhum, West Bengal, is provided a unique IFSC like UCBA0002212 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Birbhum.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Birbhum and Chotto Sangra.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Pathar Chapri do not get misguided to another person.
Format of the IFSC Code UCBA0002212
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pathar Chapri in Birbhum.
For example, the IFSC Code UCBA0002212 of Uco Bank for the Pathar Chapri branch has these elements, identifying the bank and the branch location in Birbhum and West Bengal correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0002212 of Uco Bank for its Pathar Chapri branch located in Birbhum, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Birbhum and Chotto Sangra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Pathar Chapri or Birbhum to find the exact IFSC Code UCBA0002212.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Birbhum will provide accurate information.
How to Use IFSC Code UCBA0002212 for Online Transfers?
Once you have the IFSC Code UCBA0002212 for the Pathar Chapri branch of Uco Bank in Birbhum, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002212. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002212.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Pathar Chapri in Birbhum, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Pathar Chapri, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Birbhum manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002212.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill And Po Patharchapri Dist Bribhum ,Birbhum ,West Bengal Pin 731126 located in Birbhum, Chotto Sangra, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.