Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Kurumgram branch in Birbhum, Kurumgram, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Birbhum or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0001337. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Kurumgram, Birbhum
The table below shows the main details of the IFSC Code UCBA0001337 for the Uco Bank branch in Birbhum, which falls under the Kurumgram district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001337 |
| Branch | Kurumgram |
| City | Birbhum |
| District | Kurumgram |
| State | West Bengal |
| Address | Uco Bank Vii Po Kurumgram Nalhati,Birbhum ,Birbhum ,West Bengal Pin 731242 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Birbhum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001337 for the Kurumgram branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Kurumgram, Birbhum, West Bengal, are given a unique IFSC like UCBA0001337 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Birbhum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Birbhum and Kurumgram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Kurumgram goes to the correct branch. This is important because Uco Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0001337
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kurumgram in Birbhum.
For example, the IFSC Code UCBA0001337 of Uco Bank for the Kurumgram branch includes these elements, identifying the bank and the branch location in Birbhum and West Bengal accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001337 of Uco Bank for its Kurumgram branch located in Birbhum, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Birbhum and Kurumgram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Kurumgram or Birbhum to find the exact IFSC Code UCBA0001337.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Birbhum will provide accurate information.
How to Use IFSC Code UCBA0001337 for Online Transfers?
Once you have the IFSC Code UCBA0001337 for the Kurumgram branch of Uco Bank in Birbhum, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001337. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001337.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kurumgram in Birbhum, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kurumgram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Birbhum to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001337.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Uco Bank Vii Po Kurumgram Nalhati,Birbhum ,Birbhum ,West Bengal Pin 731242 located in Birbhum, Kurumgram, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.