Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Daskalgram branch in Birbhum, Daskalgram, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Birbhum or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0001665. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Daskalgram, Birbhum
The table below shows the main details of the IFSC Code UCBA0001665 for the Uco Bank branch in Birbhum, which falls under the Daskalgram district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001665 |
| Branch | Daskalgram |
| City | Birbhum |
| District | Daskalgram |
| State | West Bengal |
| Address | Villand P.O. Daskalgram Birbhum ,Birbhum ,West Bengal Pin 731302 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Birbhum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001665 for the Daskalgram branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Daskalgram, Birbhum, West Bengal, is provided with a unique IFSC like UCBA0001665 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Birbhum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Birbhum and Daskalgram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Daskalgram do not get mixed with another location.
Format of the IFSC Code UCBA0001665
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Daskalgram in Birbhum.
For example, the IFSC Code UCBA0001665 of Uco Bank for the Daskalgram branch has these elements, identifying the bank and the branch location in Birbhum and West Bengal correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001665 of Uco Bank for its Daskalgram branch located in Birbhum, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Birbhum and Daskalgram, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Daskalgram or Birbhum to get the exact IFSC Code UCBA0001665.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Birbhum, you'll get the correct details.
How to Use IFSC Code UCBA0001665 for Online Transfers?
Once you have the IFSC Code UCBA0001665 for the Daskalgram branch of Uco Bank in Birbhum, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001665. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001665.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Daskalgram in Birbhum, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Daskalgram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Birbhum manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Daskalgram Birbhum branch is UCBA0001665.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Villand P.O. Daskalgram Birbhum ,Birbhum ,West Bengal Pin 731302.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.