For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Bhusawal branch in Bhusawal, Bhusawal, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Bhusawal or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UCBA0001066. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Bhusawal, Bhusawal

Here are the main details that are associated with the IFSC Code UCBA0001066 of Uco Bank for its branch located in Bhusawal, within the district of Bhusawal in the state of Maharashtra.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001066
Branch Bhusawal
City Bhusawal
District Bhusawal
State Maharashtra
Address Navshakti Arcade Jamner Road Bhusawal Distt. Jalgaon ,Jalgaon ,Maharashtra Pin 425201

These details helps users in online banking and for businesses and individuals who use Uco Bank in Bhusawal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001066 for the Bhusawal branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0001066 is given to every bank branch, including Uco Bank located in Bhusawal, Bhusawal, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Bhusawal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhusawal and Bhusawal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Bhusawal doesn't end up at another location.

Format of the IFSC Code UCBA0001066

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhusawal in Bhusawal.

For example, the IFSC Code UCBA0001066 of Uco Bank for the Bhusawal branch includes these elements, identifying the bank and the branch location in Bhusawal and Maharashtra accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001066 of Uco Bank for its Bhusawal branch located in Bhusawal, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Bhusawal and Bhusawal, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Bhusawal or Bhusawal to get the exact IFSC Code UCBA0001066.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bhusawal, you'll get the correct details.

How to Use IFSC Code UCBA0001066 for Online Transfers?

Once you have the IFSC Code UCBA0001066 for the Bhusawal branch of Uco Bank in Bhusawal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001066. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001066.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Bhusawal in Bhusawal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Bhusawal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhusawal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Bhusawal Bhusawal?

The IFSC Code of the Bhusawal Bhusawal branch is UCBA0001066.

Is IFSC Code UCBA0001066 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Bhusawal branch?

The branch is located at Navshakti Arcade Jamner Road Bhusawal Distt. Jalgaon ,Jalgaon ,Maharashtra Pin 425201.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.