For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Maitree Vihar - Bhubaneshwar branch in Bhubaneshwar, Bhubaneshwar, Odisha, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Bhubaneshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0001839. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Maitree Vihar - Bhubaneshwar, Bhubaneshwar
The table below shows the main details of the IFSC Code UCBA0001839 for the Uco Bank branch in Bhubaneshwar, which falls under the Bhubaneshwar district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001839 |
| Branch | Maitree Vihar - Bhubaneshwar |
| City | Bhubaneshwar |
| District | Bhubaneshwar |
| State | Odisha |
| Address | S 16 Ph 2 Maitreevihar Chandrasekharpur Bhubaneswar ,Khurda ,Odisha Pin 751023 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bhubaneshwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001839 for the Maitree Vihar - Bhubaneshwar branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Maitree Vihar - Bhubaneshwar, Bhubaneshwar, Odisha, is provided with a unique IFSC like UCBA0001839 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Bhubaneshwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bhubaneshwar and Bhubaneshwar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Maitree Vihar - Bhubaneshwar do not get mixed with another location.
Format of the IFSC Code UCBA0001839
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maitree Vihar - Bhubaneshwar in Bhubaneshwar.
For example, the IFSC Code UCBA0001839 of Uco Bank for the Maitree Vihar - Bhubaneshwar branch includes these elements, identifying the bank and the branch location in Bhubaneshwar and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0001839 of Uco Bank for its Maitree Vihar - Bhubaneshwar branch located in Bhubaneshwar, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Bhubaneshwar and Bhubaneshwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Maitree Vihar - Bhubaneshwar or Bhubaneshwar to get the exact IFSC Code UCBA0001839.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Bhubaneshwar, then it will provide you proper information.
How to Use IFSC Code UCBA0001839 for Online Transfers?
Once you have the IFSC Code UCBA0001839 for the Maitree Vihar - Bhubaneshwar branch of Uco Bank in Bhubaneshwar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001839. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001839.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Maitree Vihar - Bhubaneshwar in Bhubaneshwar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Maitree Vihar - Bhubaneshwar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhubaneshwar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001839.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is S 16 Ph 2 Maitreevihar Chandrasekharpur Bhubaneswar ,Khurda ,Odisha Pin 751023 located in Bhubaneshwar, Bhubaneshwar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.