The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Itikhedi branch in Bhopal, Itikhedi Arvalia, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Bhopal or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0001490. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Itikhedi, Bhopal

Below in the table are the key details related to IFSC Code UCBA0001490 of Uco Bank for its branch located in Bhopal, within the district of Itikhedi Arvalia in the state of Madhya Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001490
Branch Itikhedi
City Bhopal
District Itikhedi Arvalia
State Madhya Pradesh
Address Village Itikhedi Post Arwalia Teh. Huzur Bairasia Road ,Bhopal ,Madhya Pradesh Pin 462038

These details helps users in online banking and for businesses and individuals who use Uco Bank in Bhopal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001490 for the Itikhedi branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Itikhedi, Bhopal, Madhya Pradesh, is provided with a unique IFSC like UCBA0001490 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Bhopal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhopal and Itikhedi Arvalia.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Itikhedi do not get mixed with another location.

Format of the IFSC Code UCBA0001490

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Itikhedi in Bhopal.

For example, the IFSC Code UCBA0001490 of Uco Bank for the Itikhedi branch includes these elements, identifying the bank and the branch location in Bhopal and Madhya Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001490 of Uco Bank for its Itikhedi branch located in Bhopal, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Bhopal and Itikhedi Arvalia, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Itikhedi or Bhopal to get the exact IFSC Code UCBA0001490.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bhopal, you'll get the correct details.

How to Use IFSC Code UCBA0001490 for Online Transfers?

Once you have the IFSC Code UCBA0001490 for the Itikhedi branch of Uco Bank in Bhopal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0001490. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001490.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Itikhedi in Bhopal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Itikhedi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhopal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Itikhedi, Bhopal?

The IFSC Code is UCBA0001490.

Is the IFSC Code UCBA0001490 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Itikhedi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Itikhedi branch?

The address of the branch is Village Itikhedi Post Arwalia Teh. Huzur Bairasia Road ,Bhopal ,Madhya Pradesh Pin 462038 located in Bhopal, Itikhedi Arvalia, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.