Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Gunri branch in Bhojpur, Gunri, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Bhojpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001691. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Gunri, Bhojpur
The table below shows the main details of the IFSC Code UCBA0001691 for the Uco Bank branch in Bhojpur, which falls under the Gunri district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001691 |
| Branch | Gunri |
| City | Bhojpur |
| District | Gunri |
| State | Bihar |
| Address | Uco Bank,Vill Gunri,P.O.Gunri.Distt Bhojpur,Thana Krishnagarh ,Bhojpur ,Bihar Pin 802313 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Bhojpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001691 for the Gunri branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Gunri, Bhojpur, Bihar, is provided a unique IFSC like UCBA0001691 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Bhojpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhojpur and Gunri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Gunri do not get misguided to another person.
Format of the IFSC Code UCBA0001691
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gunri in Bhojpur.
For example, the IFSC Code UCBA0001691 of Uco Bank for the Gunri branch includes these elements, identifying the bank and the branch location in Bhojpur and Bihar correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001691 of Uco Bank for its Gunri branch located in Bhojpur, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Bhojpur and Gunri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Gunri or Bhojpur to find the exact IFSC Code UCBA0001691.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Bhojpur will provide accurate information.
How to Use IFSC Code UCBA0001691 for Online Transfers?
Once you have the IFSC Code UCBA0001691 for the Gunri branch of Uco Bank in Bhojpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001691. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001691.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Gunri in Bhojpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Gunri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhojpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001691.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bank,Vill Gunri,P.O.Gunri.Distt Bhojpur,Thana Krishnagarh ,Bhojpur ,Bihar Pin 802313 located in Bhojpur, Gunri, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.