There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Charkhi Dadri branch in Bhiwani, Charkhi Dadri, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Bhiwani or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UCBA0002317. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Charkhi Dadri, Bhiwani

Below in the table are the key details related to IFSC Code UCBA0002317 of Uco Bank for its branch located in Bhiwani, within the district of Charkhi Dadri in the state of Haryana.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002317
Branch Charkhi Dadri
City Bhiwani
District Charkhi Dadri
State Haryana
Address Opp To Shopping Complex, Near City Police Station, P.O.And Tehsil,Charkhi Dadri, Bhiwani Distt, ,Charki Dadri ,Haryana Pin 127306

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bhiwani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002317 for the Charkhi Dadri branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Charkhi Dadri, Bhiwani, Haryana, is provided with a unique IFSC like UCBA0002317 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Bhiwani.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhiwani and Charkhi Dadri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Charkhi Dadri do not get mixed with another location.

Format of the IFSC Code UCBA0002317

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Charkhi Dadri in Bhiwani.

For example, the IFSC Code UCBA0002317 of Uco Bank for the Charkhi Dadri branch includes these elements, identifying the bank and the branch location in Bhiwani and Haryana accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0002317 of Uco Bank for its Charkhi Dadri branch located in Bhiwani, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Bhiwani and Charkhi Dadri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Charkhi Dadri or Bhiwani to find the exact IFSC Code UCBA0002317.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Bhiwani will provide accurate information.

How to Use IFSC Code UCBA0002317 for Online Transfers?

Once you have the IFSC Code UCBA0002317 for the Charkhi Dadri branch of Uco Bank in Bhiwani, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002317. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002317.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Charkhi Dadri in Bhiwani may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Charkhi Dadri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhiwani manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Charkhi Dadri, Bhiwani?

The IFSC Code is UCBA0002317.

Is the IFSC Code UCBA0002317 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Charkhi Dadri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Charkhi Dadri branch?

The address of the branch is Opp To Shopping Complex, Near City Police Station, P.O.And Tehsil,Charkhi Dadri, Bhiwani Distt, ,Charki Dadri ,Haryana Pin 127306 located in Bhiwani, Charkhi Dadri, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.