The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Bandaheri branch in Bhiwani, Mundhal Khurd, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Bhiwani or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UCBA0002492. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Bandaheri, Bhiwani
The table below shows the main details of the IFSC Code UCBA0002492 for the Uco Bank branch in Bhiwani, which falls under the Mundhal Khurd district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002492 |
| Branch | Bandaheri |
| City | Bhiwani |
| District | Mundhal Khurd |
| State | Haryana |
| Address | Bandaheri Po Mundhal Tehsil Hansi Hissar ,Hisar ,Haryana Pin 127041 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Bhiwani for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002492 for the Bandaheri branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Bandaheri, Bhiwani, Haryana, is provided a unique IFSC like UCBA0002492 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Bhiwani.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhiwani and Mundhal Khurd.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Bandaheri do not get misguided to another person.
Format of the IFSC Code UCBA0002492
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bandaheri in Bhiwani.
For example, the IFSC Code UCBA0002492 of Uco Bank for the Bandaheri branch has these elements, identifying the bank and the branch location in Bhiwani and Haryana correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0002492 of Uco Bank for its Bandaheri branch located in Bhiwani, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Bhiwani and Mundhal Khurd, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Bandaheri or Bhiwani to find the exact IFSC Code UCBA0002492.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Bhiwani will provide accurate information.
How to Use IFSC Code UCBA0002492 for Online Transfers?
Once you have the IFSC Code UCBA0002492 for the Bandaheri branch of Uco Bank in Bhiwani, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002492. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002492.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Bandaheri in Bhiwani, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Bandaheri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhiwani to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bandaheri Bhiwani branch is UCBA0002492.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bandaheri Po Mundhal Tehsil Hansi Hissar ,Hisar ,Haryana Pin 127041.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.