The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Suiya branch in Bhagalpur, Suiya, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001128. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Suiya, Bhagalpur
Here are the main details that are associated with the IFSC Code UCBA0001128 of Uco Bank for its branch located in Bhagalpur, within the district of Suiya in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001128 |
| Branch | Suiya |
| City | Bhagalpur |
| District | Suiya |
| State | Bihar |
| Address | Purani Bajar Suiya Po Suiya Block Chandan Dist Banka ,Bhagalpur ,Bihar Pin 813106 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Bhagalpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001128 for the Suiya branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Suiya, Bhagalpur, Bihar, are allotted a unique IFSC like UCBA0001128 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhagalpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bhagalpur and Suiya.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Suiya reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UCBA0001128
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suiya in Bhagalpur.
For example, the IFSC Code UCBA0001128 of Uco Bank for the Suiya branch includes these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0001128 of Uco Bank for its Suiya branch located in Bhagalpur, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Bhagalpur and Suiya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Suiya or Bhagalpur to get the exact IFSC Code UCBA0001128.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Bhagalpur, then it will provide you proper information.
How to Use IFSC Code UCBA0001128 for Online Transfers?
Once you have the IFSC Code UCBA0001128 for the Suiya branch of Uco Bank in Bhagalpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001128. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001128.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Suiya in Bhagalpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Suiya, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhagalpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001128.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Purani Bajar Suiya Po Suiya Block Chandan Dist Banka ,Bhagalpur ,Bihar Pin 813106 located in Bhagalpur, Suiya, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.