The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Nandlalpur branch in Bhagalpur, Nandalalpur, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001379. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Nandlalpur, Bhagalpur
The table below shows the main details of the IFSC Code UCBA0001379 for the Uco Bank branch in Bhagalpur, which falls under the Nandalalpur district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001379 |
| Branch | Nandlalpur |
| City | Bhagalpur |
| District | Nandalalpur |
| State | Bihar |
| Address | At Po Nandlalpur Ps Kahalgaon Dist Bhagalpur ,Bhagalpur ,Bihar Pin 813222 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Bhagalpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001379 for the Nandlalpur branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Nandlalpur, Bhagalpur, Bihar, are given a unique IFSC like UCBA0001379 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhagalpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bhagalpur and Nandalalpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Nandlalpur goes to the correct branch. This is important because Uco Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0001379
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nandlalpur in Bhagalpur.
For example, the IFSC Code UCBA0001379 of Uco Bank for the Nandlalpur branch has these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001379 of Uco Bank for its Nandlalpur branch located in Bhagalpur, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Bhagalpur and Nandalalpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Nandlalpur or Bhagalpur to get the exact IFSC Code UCBA0001379.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Bhagalpur that will provide accurate information.
How to Use IFSC Code UCBA0001379 for Online Transfers?
If you have the IFSC Code UCBA0001379 for the Nandlalpur branch of Uco Bank in Bhagalpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001379. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001379.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Nandlalpur in Bhagalpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Nandlalpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhagalpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001379.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At Po Nandlalpur Ps Kahalgaon Dist Bhagalpur ,Bhagalpur ,Bihar Pin 813222 located in Bhagalpur, Nandalalpur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.