The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Dumrawan branch in Bhagalpur, Bhagalpur, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001479. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Dumrawan, Bhagalpur
Here are some of the key details that come with the IFSC Code UCBA0001479 of Uco Bank for its branch located in Bhagalpur, within the district of Bhagalpur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001479 |
| Branch | Dumrawan |
| City | Bhagalpur |
| District | Bhagalpur |
| State | Bihar |
| Address | At Po Dumrawan Via Amarpur Dist Banka ,Banka ,Bihar Pin 813101 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bhagalpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001479 for the Dumrawan branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Dumrawan, Bhagalpur, Bihar, is provided a unique IFSC like UCBA0001479 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Bhagalpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhagalpur and Bhagalpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Dumrawan do not get misguided to another person.
Format of the IFSC Code UCBA0001479
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dumrawan in Bhagalpur.
For example, the IFSC Code UCBA0001479 of Uco Bank for the Dumrawan branch has these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001479 of Uco Bank for its Dumrawan branch located in Bhagalpur, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Bhagalpur and Bhagalpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Dumrawan or Bhagalpur to get the exact IFSC Code UCBA0001479.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Bhagalpur that will provide accurate information.
How to Use IFSC Code UCBA0001479 for Online Transfers?
Once you have the IFSC Code UCBA0001479 for the Dumrawan branch of Uco Bank in Bhagalpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001479. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001479.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Dumrawan in Bhagalpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Dumrawan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bhagalpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dumrawan Bhagalpur branch is UCBA0001479.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Po Dumrawan Via Amarpur Dist Banka ,Banka ,Bihar Pin 813101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.