The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Chamelichak branch in Bhagalpur, Chamelichak, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001703. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Chamelichak, Bhagalpur
Below in the table are the key details related to IFSC Code UCBA0001703 of Uco Bank for its branch located in Bhagalpur, within the district of Chamelichak in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001703 |
| Branch | Chamelichak |
| City | Bhagalpur |
| District | Chamelichak |
| State | Bihar |
| Address | Uco Bank Chameli Chak Habibpur Jagdishpur,Bhagalpur ,Bhagalpur ,Bihar Pin 812005 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Bhagalpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001703 for the Chamelichak branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Chamelichak, Bhagalpur, Bihar, is provided with a unique IFSC like UCBA0001703 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Bhagalpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bhagalpur and Chamelichak.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Chamelichak do not get mixed with another location.
Format of the IFSC Code UCBA0001703
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chamelichak in Bhagalpur.
For example, the IFSC Code UCBA0001703 of Uco Bank for the Chamelichak branch includes these elements, identifying the bank and the branch location in Bhagalpur and Bihar accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001703 of Uco Bank for its Chamelichak branch located in Bhagalpur, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Bhagalpur and Chamelichak, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Chamelichak or Bhagalpur to find the exact IFSC Code UCBA0001703.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Bhagalpur will provide accurate information.
How to Use IFSC Code UCBA0001703 for Online Transfers?
Once you have the IFSC Code UCBA0001703 for the Chamelichak branch of Uco Bank in Bhagalpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001703. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001703.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Chamelichak in Bhagalpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Chamelichak, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhagalpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001703.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Uco Bank Chameli Chak Habibpur Jagdishpur,Bhagalpur ,Bhagalpur ,Bihar Pin 812005 located in Bhagalpur, Chamelichak, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.